Illinois License Services, Inc
800 Ravinia Pl 
Orland Park IL. 60462

(708) 675-1606


Illinois License Services, Inc,  is a truck insurance agency committed to providing all the truck insurance coverage you need to keep your trucking business on the road. We bind truck insurance coverage immediately.  We are specializing in commercial truck insurance and transportation insurance coverage for owner operators and company fleets. ICC IL-MC.  We offer protection for your commercial trucking and transformations needs including Auto Liability, Non-Trucking Liability (Bobtail), General Liability, Motor Truck Cargo, Physical Damage, Trailer Interchange and Workers Compensation. 

Every fleet and independent driver needs truck insurance to cover themselves, their trucks, their cargo and the other drivers on the road each time they’re dispatched on a delivery. Truck insurance is mandated by federal and state laws, but simply having a general truck insurance policy is not enough to protect your assets or the other people on the road if accidents occur.


Whether you're an independent owner operator, motor carrier, or a private trucker, we specialized in providing insurance for trucks and trailers of all sizes, including:

  • Box trucks·        
  • Semi-trucks, Tractor
  • Flatbed trucks
  • Front loaders·
  • Garbage trucks
  • Pickup trucks
  • Tank trucks
  • Dump trucks
  • Auto hauler trailers
  • Flatbed trailers

State and Federal Filings

When you purchase a policy, we can issue state and federal filings for you. In most situations, we can turn a truck insurance filing around the same day you purchase your policy. We can take care of your state and federal filings including:


Policy Options

In addition to the coverage outlined above, Auto Liability policies can be customized to meet the specific needs of our Insured’s. Examples include:

  • Additional Insured endorsements
  • Hired Car and Non-Owned coverage
  • UIIA Blanket Additional Insured coverage
  • Monthly reporting forms for fleet policies

Motor Truck Cargo

Broad Coverage

Cargo is at the center of every trucking operation.  In the event that our Client’s cargo does not make it safely to its intended destination, they need the assurance of a broad policy that covers what lies ahead; policies offered.

Preferred and Standard Forms

The Preferred Form has been approved by logistics companies and includes the following:

  • No Coinsurance Clause
  • No Commodity Theft Limitation
  • Coverage for Unattached Trailers
  • Coverage for Water Damage/Wetness
  • Coverage for Collision of Load, as well as Loading and Unloading
  • Multi-sectional Mobile Home Coverage
  • Coverage for Reusable Packing Containers – $5,000 included
  • Loss Mitigation – $7,500 included
  • Debris Removal – $25,000 included with increased limits available
  • Earned Freight – $1,000 included with increased limits up to $25,000 available

Broadening Endorsements are available for the Standard Form and include the following:

  • Removal of the Coinsurance Clause
  • Removal of Commodity Theft Limitation

Truckers General Liability

The Truckers General Liability program is offered on the Combined Policy for those Clients with Auto Liability coverage that are in the business of ‘for hire’ trucking. Truckers General Liability is written on an admitted basis in most states.


The following limits are offered for Truckers General Liability:

  • $1,000,000 per occurrence and $1,000,000 general aggregate
  • $1,000,000 per occurrence and $2,000,000 general aggregate

Optional Coverage

The following optional coverage on an as-needed basis for Truckers General Liability:

  • Misdelivery of Liquid Products Coverage
  • Stop Gap Coverage (offered in ND, OH, WA and WY)
  • Contractual Liability Coverage
  • Waiver of Subrogation
  • Designated Additional Insured Endorsements
    • Vicarious liability coverage for Owners, Lessees or Contractors
    • Designated person for organization
    • Mortgagee, bank
    • Managers or lessors of premises
    • Owners, Contractors, Lessees
    • Controlling interest
  • UIIA Blanket Additional Insured

Coverage we offer:

         Primary Liability

  • Primary Liability Insurance coverage protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies and proof of coverage is required to be sent to them. We provide coverage limits ranging from $35,000 to $1,000,000. Pricing is defendant on region, driving records, and history of the trucking operation. For a more detailed description of this coverage visit our information center.


       Physical Damage

  • Physical Damage Insurance is coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Pricing is based on the value of your equipment and usually pays a percentage of that value. This coverage may be required by the lien holder of your vehicle.


           Motor Truck Cargo

  • Motor Truck Cargo insurance is needed to protect the carrier in case of lost freight or damaged goods. There is a maximum load limit per vehicle with this policy. Truck insurance coverage limits can range from $10,000 to $100,000 with excess policies available upon request. Pricing for this insurance is mainly defendant on the type of cargo being hauled.


         Trailer Interchange

  • Trailer Interchange Insurance is coverage for the legal liability of truckers for loss or damage to non-owned trailers and equipment which are in the insured's possession under a written trailer interchange agreement.


        Non-Trucking Liability

  • Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer. For example, this coverage would apply when the owner-operator gets their truck washed or brings their trucks into a shop for repairs. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company that they are leased to.


            ICC Authority

Interstate Operating Authority is permission granted by the federal government to transport regulated freight across state lines. Interstate Operating Authority is now granted by the Office of Motor Carrier Safety Administration under the auspices of the Federal Highway Authority. Unlike many of the other regulations governing interstate operations, there is no minimum weight threshold that requires compliance. Any vehicle operating for hire in interstate transportation of regulated freight or passengers must have operating authority. Our in-house ICC practitioner can handle all of your necessary filings.

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